Mastercard® eReward Virtual Account, 12-Month Expiration gift cards

The Mastercard eReward Virtual Account is a prepaid virtual card issued under the Mastercard network, accepted anywhere Mastercard is accepted online or by phone in the United States. Unlike a single-retailer gift card, it gives recipients spending freedom across millions of merchants — from travel and software subscriptions to retail and dining — making it one of the most flexible reward instruments available to B2B buyers. The 12-month expiration variant provides a full year from issuance for recipients to spend the balance, which reduces pressure on recipients while still creating a defined fulfillment window that finance teams can account for. Denominations run from $0.01 to $3,000 per card, supporting use cases from micro-incentives and survey panel payments through to high-value employee recognition awards and contractor payouts. The virtual delivery format means no physical card production, no shipping lead time, and no inventory to manage — all relevant advantages for HR, marketing, and ops teams running high-volume reward programs. Recipients in the US receive a 16-digit card number, expiration date, and CVV, usable immediately for online and phone purchases. This format works particularly well for distributed workforces, remote contractors, and research participants who expect instant digital delivery rather than a mailed check or branded merchandise.