Cross-border payouts

Pay anyone, anywhere — in gift cards or crypto

GIFQ sends cross-border payouts to recipients in 90+ countries. One API. Gift cards or crypto via our CoinGate rails. No platform fees. Your recipient picks how they want to be paid.

90+ countries
5,000+ gift card brands
$0 platform fees
<1 hr to first payout
   
dashboard.gifq.com/payouts/Q1-Creators/new
POWBS
Payouts · Q1-Creators · New order
Add recipients
Brands → Recipients → Review → Dispatch↑ Upload CSV
Email
Amount
CCY
recipient.eu@example.com50.00EUR
recipient.jp@example.com6,000JPY
recipient.co@example.com25.00USD
+ Add recipient
3 recipients · ~$87 USDUp to 1,000 per order
Review order →
Crypto rails powered by CoinGate. KYC where required.
Trusted by global teams running cross-border payouts
Rizon
CoinGate
Kardpay
ACEB
GAIMIN
1stopVAT
Why it works

Four reasons cross-border payouts work better here

Recipient choice, multi-channel flexibility, zero platform fees, and live in under an hour.

5,000+
Freedom of choice

Brands plus crypto via CoinGate — recipients pick how they want to be paid.

1 API
Flexibility

Dashboard, CSV upload, REST API, webhooks — one stack, every dispatch flow.

$0
Cost saving

Platform fees, monthly minimums, per-payout charges — all zero. Pay only face value.

Global
No Wire-Tax

Bank wires charge $25–50 per recipient and take 1–5 days. GIFQ delivers gift cards instantly and crypto payouts via CoinGate rails in minutes — KYC where required. No correspondent banking, no SWIFT codes, no FX surprises.

Use cases

Built for every cross-border payout flow

From influencer earnings to marketplace seller payouts, GIFQ replaces a stack of point tools with one API.

PAID €500

Creator + influencer earnings

Pay creators in 90+ countries — their pick of gift cards or crypto via CoinGate rails.

YouTube, TikTok, Twitch
APIPAYOUT

Affiliate + partner rewards

Automate commission disbursements with one API call.

For SaaS, e-comm, content programs
PAY

Research + survey incentives

Settle global research panels in seconds.

For research panels, UX studies, beta programs
USDT

Contractor + freelancer payouts

Skip the wire — send gift cards instantly or stablecoin via CoinGate rails (recipient KYC may apply).

For global contractor payouts

Cashback + rebate programs

Deliver rewards in the channels recipients actually want.

D2C, fintech, neobanks

Marketplace + platform payouts

Power your sellers, drivers, or providers with embedded payouts.

Embedded fintech, 2-sided platforms
How it works

From signup to first dispatched payout in under an hour

Demo, sandbox, then production. Our solutions team walks you through dispatch flows and API setup so the first live payout lands without drama.

01

Integrate in an hour

REST API or no-code dashboard. SDKs, webhooks, idempotency keys.

02

Fund your balance

Card, bank transfer, or crypto deposit via CoinGate. No platform minimums.

03

Dispatch the payout

Single API call or CSV upload. Up to 1,000 recipients per batch.

04

Recipients claim their way

They pick gift cards or a crypto payout via CoinGate rails from a hosted redeem link. We handle OTP and reconciliation; CoinGate handles wallet payout and KYC where required.

Integrations

Plug into the stack you already run

Live today — REST API, CSV upload, native CoinGate crypto rails. More direct connectors are on the roadmap.

REST API
CSV upload
CoinGate
WebhooksRoadmap
ZapierRoadmap
MakeRoadmap
WorkatoRoadmap
BambooHRRoadmap
RipplingRoadmap
SlackRoadmap
QuickBooksRoadmap
NetSuiteRoadmap
Compare

GIFQ vs payout incumbents

Tremendous · Tipalti · Trolley · Wise Business · Payoneer

Incumbents

×Platform + per-payout fees
×No native crypto payouts
×Limited or no recipient choice
×Multi-week implementation
×Mandatory recipient KYC for most flows
×API-only or dashboard-only

GIFQ

Zero platform fees
Native crypto via CoinGate rails
5,000+ brand catalog — recipient picks
Live in under an hour
OTP-only by default, KYC optional
API + no-code dashboard, both
Security

Built for finance, audit, and ops review

Controls and audit trails your finance team can sign off on without a 12-week security review.

GDPR-compliant

Operated by Gift Quest OÜ, Estonia, EU. Audit logs on every action. Data minimization by default.

OTP-gated reveals

Recipients verify before secrets unlock; every reveal logged.

Fraud safeguards

Exchange-rate sanity checks and balance-race protection on every dispatch.

Encrypted at rest

Provider tokens, gift card codes, and PINs are encrypted at rest. Codes are revealed only on verified recipient claim.

FAQ

Frequently asked about cross-border payouts

What countries do you support cross-border payouts to?

90+ countries via gift card brands and crypto rails. Coverage varies by recipient choice — the gift card catalog is broadest in North America, Europe, LATAM, and APAC; crypto via CoinGate covers any country where stablecoins or BTC/ETH are legal to receive.

Can recipients choose between gift cards and crypto?

Yes. Send a single payout link and recipients pick how they receive the funds — a brand from our 5,000+ gift card catalog or crypto via our CoinGate rails. Choice lifts redemption rates over forced bank transfers.

How fast do recipients receive their payouts?

Gift cards deliver instantly on claim. Crypto disbursements run through CoinGate rails and typically settle in minutes, subject to network confirmation times and recipient KYC where required. Compare to bank wires, which take 1–5 business days plus correspondent banking delays.

What fees does GIFQ charge?

Zero platform fees, zero monthly minimums. You pay the underlying gift card face value or the crypto network cost. High-volume buyers unlock discounted rates below face value. Full pricing is at /pricing.

Do recipients need a crypto wallet to receive crypto payouts?

Yes. Recipients who choose crypto provide a wallet address at claim time. Recipients without a wallet can pick gift cards instead from the same payout link. Crypto claims are processed by CoinGate; KYC verification may apply depending on the recipient’s country and the amount.

What’s the maximum number of recipients per payout?

1,000 recipients per payout order. For larger batches, split into multiple orders or contact us for enterprise volume.

How does GIFQ compare to Tremendous, Tipalti, Trolley, and Payoneer?

GIFQ is the only B2B payouts platform with native crypto rails (via CoinGate). Tremendous offers gift cards but no crypto. Tipalti and Trolley charge platform fees plus per-payout fees and require multi-week implementation. Wise and Payoneer are bank-rail focused with no gift card or crypto recipient choice. See the full matrix at /gift-card-api-comparison.

Is there a sandbox or test environment?

Yes. Every account ships with a full sandbox — mock dispatch, mock recipients, mock claim flow. Flip one config to go live. No card required to start.

Ready to ship

Ship cross-border payouts this week.

Book a 20-minute demo. We’ll show you a live payout dispatch, walk through the API, and discuss savings vs. your current vendor.

90+ countries5,000+ brandsCrypto via CoinGate$0 platform fees

Free to start · No card required · Live in under an hour