Mastercard® eReward Virtual Account, 12-Month Expiration USA gift cards
For bulk gift card orders and API delivery.
Mastercard eReward Virtual Account sends a USD prepaid card by email for spending anywhere Mastercard is accepted in the US. Businesses use it to pay people who want a card they can use online, in apps, and in stores.
Product details
Redeemable in
- Available face values
USD 5 to 3,000
- Currency
- USD
- Delivery
- Digital
About Mastercard® eReward Virtual Account, 12-Month Expiration USA
The Mastercard eReward Virtual Account is a prepaid virtual card in US dollars that recipients receive by email as a 16-digit card number, expiry date, and CVV. It can be used for purchases online, over the phone, and in stores that accept Mastercard, including mobile wallet payments where supported. This makes it a practical way to send money to people in the US who may want to spend it across many kinds of merchants, from groceries to streaming services to gas stations.
Businesses can load between $5 and $3,000 per card, with any amount in that range allowed. The card expires 12 months after issuance, so recipients should plan to use it within that year. There is no fee for the recipient to receive or spend the card, though merchants may apply their own transaction rules. A key thing to know: the card is intended for US-based recipients and can be used for purchases in US dollars, whether the merchant is online or a physical store.
A recipient redeems the card by entering the card details at checkout like any other Mastercard. For in-store purchases, the virtual card can be added to a digital wallet such as Apple Pay or Google Pay, if their wallet supports adding a Mastercard virtual account. If a merchant requires a physical card, this card may not work, so it is best for recipients who usually shop online or use mobile wallets. The card cannot be reloaded, so a business sending a larger amount should issue one card for the full value.
Sending through GIFQ works for one-off rewards and high-volume payouts. A company might use this card to pay out research incentives, referral bonuses, affiliate commissions, or earnings for gig workers. Because recipients get a card they can use anywhere Mastercard is accepted, the business does not need to manage a custom reward catalog. The card is sent by GIFQ to the recipient's email, and the business can track delivery from the dashboard or automate sending through the API.
This card is not interchangeable with any other Mastercard eReward cards for other countries. It is issued for the US market and should only be sent to people who can spend US dollars. If a business needs to pay people outside the US, a different card product is required.
From product selection to delivery
For a direct order, your business chooses this product, its value and the quantity. Review the card details alongside the recipient’s needs before including it in a bulk order or an integration.
Check the market and value
The card details show the values and currency for this product. Use those to choose an amount that fits your budget and the recipient’s market. For a different country, explore the brand’s other market listings.
Prepare the recipient’s instructions
Use the brand’s instructions to prepare a clear handover to the recipient, including any account or redemption-channel requirements. Ask our team about expiry if it is not listed, then include that information with the reward.
Choose direct ordering or recipient choice
If you need this particular card, order the selected product and value through the dashboard or API. If you want the person to choose the brand, confirm the options available for that payout before presenting the selection.
Start with a small order
Test the flow with a small order and keep its reference. Check the status before repeating a request that appears delayed. In an integration, connect the GIFQ order to your own record so your team can follow up on delivery questions.
Frequently asked questions
Where can a recipient use the Mastercard eReward Virtual Account?
The card can be used anywhere Mastercard is accepted in the United States, including online, over the phone, and in stores. In-store use requires adding the card to a digital wallet like Apple Pay or Google Pay, since there is no physical card.
How much can be loaded onto the card?
Any amount between $5 and $3,000 in US dollars can be loaded. The amount is chosen when the card is issued, and the full value must be spent by the card's expiry date.
Does the card expire?
Yes, the card expires 12 months after it is issued. Recipients should spend the full balance within that period, because any remaining funds after expiry cannot be recovered.
Can this card be used outside the US?
No, this card is for the US market only and should be sent to recipients who can spend US dollars. It is not interchangeable with other Mastercard eReward cards for other countries.
How can businesses send this card in bulk?
Businesses can send the card to recipients through GIFQ, either one at a time from the dashboard or automatically in bulk through the API. This is useful for paying out earnings, rewards, or research incentives to many people at once.
Send Mastercard® eReward Virtual Account, 12-Month Expiration USA at scale
Order gift cards in bulk from the dashboard or connect through the API. Talk to us about pricing and the markets your program needs.