Solutions
When your recipient gets a GIFQ link, they pick from 5,000+ brands in their country and currency. Lower breakage. Higher satisfaction. Zero inventory risk.
What HR, finance, and procurement teams ask before placing a bulk order through GIFQ.
Talk to the GIFQ team →Recipients can use it anywhere Mastercard is accepted online or by phone in the United States — including travel bookings, SaaS subscriptions, retail sites, and food delivery. Because it runs on the Mastercard network, merchant acceptance is far broader than any single-brand gift card. Note that in-store swipe or tap purchases are not supported since the card is virtual-only.
Denominations range from $0.01 to $3,000.00 per card, giving program managers flexibility to match reward value to performance tiers or budget allocations. That upper limit supports high-value recognition awards without needing to stack multiple cards. Custom amounts within that range can be configured at the order level.
Each virtual account expires 12 months from the issue date, so recipients have a full calendar year to spend the balance. This expiry window is long enough to avoid recipient complaints but defined enough for finance teams to forecast unused-balance liability. Program managers should communicate the expiry date clearly at delivery to reduce support inquiries.
For contractors or gig workers who lack a US bank account or prefer not to share banking details, a virtual Mastercard is a practical alternative to ACH. Funds are available immediately upon delivery and require no bank enrollment from the recipient. The $3,000 ceiling covers most single-engagement contractor payments without needing multiple disbursements.
Yes — the virtual format and instant digital delivery make it well-suited for research panel payouts, where speed and participant anonymity matter. The flexible denomination range allows exact incentive amounts (e.g., $15.00 for a 15-minute survey) rather than forcing round-number denominations. Recipients in the US can redeem immediately after receiving the card details.
The eReward Virtual Account is a B2B-issued instrument designed for programmatic reward distribution, not a retail product purchased individually at a store. It carries no activation fee at point-of-sale and is delivered digitally in bulk, which changes the unit economics significantly for high-volume programs. The denomination flexibility — down to $0.01 — also does not exist on consumer retail prepaid cards.
The Mastercard eReward Virtual Account is a prepaid virtual card issued under the Mastercard network, accepted anywhere Mastercard is accepted online or by phone in the United States. Unlike a single-retailer gift card, it gives recipients spending freedom across millions of merchants — from travel and software subscriptions to retail and dining — making it one of the most flexible reward instruments available to B2B buyers. The 12-month expiration variant provides a full year from issuance for recipients to spend the balance, which reduces pressure on recipients while still creating a defined fulfillment window that finance teams can account for. Denominations run from $0.01 to $3,000 per card, supporting use cases from micro-incentives and survey panel payments through to high-value employee recognition awards and contractor payouts. The virtual delivery format means no physical card production, no shipping lead time, and no inventory to manage — all relevant advantages for HR, marketing, and ops teams running high-volume reward programs. Recipients in the US receive a 16-digit card number, expiration date, and CVV, usable immediately for online and phone purchases. This format works particularly well for distributed workforces, remote contractors, and research participants who expect instant digital delivery rather than a mailed check or branded merchandise.
From Amazon to Zalando — find the right gift card brands for your rewards, incentives, and payout programs.
Whether you’re paying people out or giving them rewards worth staying for, GIFQ is the layer that handles it, under your brand and without the integration headache. Create an account and send a test payout in a few minutes, or talk it through with one of us directly.
Global gift card infrastructure for modern businesses. Access to an extensive gift card catalog, payouts, distribution, and everything in between.