Mastercard eReward Virtual Account USA (12M Expiry) USA gift cards
For bulk gift card orders and API delivery.
Mastercard eReward Virtual Account for recipients in the USA, USD 1 to 3000, usable online, by phone, or mail order wherever debit Mastercard is accepted. Good for employee recognition and customer rewards without physical card delivery.
Product details
Redeemable in
- Available face values
USD 1 to 3,000
- Currency
- USD
- Delivery
- Digital
About Mastercard eReward Virtual Account USA (12M Expiry) USA
Mastercard eReward Virtual Account is a digital prepaid card for businesses that need to reward people across the United States without mailing a physical card. It works like a debit Mastercard for online, phone, and mail-order purchases, so a recipient can use it with any merchant that accepts debit Mastercard in those channels. The card cannot be used at ATMs or for cash back at a point of sale.
You choose any amount from USD 1 to USD 3,000 per card, and the card is issued in US dollars. Balances are valid for 12 months from issuance, which gives recipients a full year to use the funds. There are no fixed denominations; you set the exact value for each recipient, which is useful when you want to match a specific bonus, refund, or incentive amount.
Recipients redeem by clicking an activation link and entering a challenge token to view their card details. They can then use the virtual account details for online checkout, phone orders, or mail-order purchases wherever debit Mastercard is accepted. Because the card is digital, there is no physical plastic to lose, and recipients can start using it as soon as they activate it.
For businesses sending through GIFQ, this card works well for paying one-off earnings to contractors or research participants, rewarding employees for milestones, or thanking customers after a purchase. You can send cards one at a time from the dashboard or automate larger batches through the API, and recipients receive their activation details by email.
The card is for recipients in the United States only. It is issued in USD and is not intended for use in other countries. If you have recipients outside the US, you will need a different card program for those markets.
One practical note: because this is a debit Mastercard virtual account, it is accepted only where debit Mastercard is accepted online, over the phone, or by mail order. It cannot be used for in-store purchases that require a physical card swipe or chip, and it cannot be used to withdraw cash.
From product selection to delivery
For a direct order, your business chooses this product, its value and the quantity. Review the card details alongside the recipient’s needs before including it in a bulk order or an integration.
Check the market and value
The card details show the values and currency for this product. Use those to choose an amount that fits your budget and the recipient’s market. For a different country, explore the brand’s other market listings.
Prepare the recipient’s instructions
Use the brand’s instructions to prepare a clear handover to the recipient, including any account or redemption-channel requirements. Ask our team about expiry if it is not listed, then include that information with the reward.
Choose direct ordering or recipient choice
If you need this particular card, order the selected product and value through the dashboard or API. If you want the person to choose the brand, confirm the options available for that payout before presenting the selection.
Start with a small order
Test the flow with a small order and keep its reference. Check the status before repeating a request that appears delayed. In an integration, connect the GIFQ order to your own record so your team can follow up on delivery questions.
Frequently asked questions
Where can recipients use this virtual account?
The virtual account can be used for online, phone, and mail-order purchases wherever debit Mastercard is accepted. It cannot be used to obtain cash from an ATM or at a point of sale.
What amounts can I send?
You can send any amount from USD 1 to USD 3,000 per card. The card balance can be up to $10,000 if you send multiple loads to the same account, but each individual card order is limited to the range above.
How long is the card valid?
The card is valid for 12 months from the date of issuance. Recipients should use the full balance before that date, as any remaining funds will no longer be available after expiry.
How do recipients activate and use the card?
Recipients click the activation link in the email, enter the challenge token, and view their card details. They then use the card number, expiration date, and security code for online, phone, or mail-order purchases.
Can I send this card to people outside the USA?
No. This card is issued in USD and is intended for recipients in the United States only. It should not be sent to people in other countries.
How does sending this card through GIFQ work for bulk payouts?
You can send cards individually from the GIFQ dashboard or automate larger batches through the API. Each recipient receives an email with activation instructions, and you can set a custom amount for every card.
Send Mastercard eReward Virtual Account USA (12M Expiry) USA at scale
Order gift cards in bulk from the dashboard or connect through the API. Talk to us about pricing and the markets your program needs.