Virtual Mastercard - 12 Month Expiration USA gift cards
For bulk gift card orders and API delivery.
Virtual Mastercard - 12 Month Expiration USA is a USD prepaid debit card accepted wherever Mastercard is, ideal for paying out earnings or rewarding recipients across the United States with flexible spending.
Product details
Redeemable in
- Available face values
USD 5 to 1,000
- Currency
- USD
- Delivery
- Digital
About Virtual Mastercard - 12 Month Expiration USA
The Virtual Mastercard - 12 Month Expiration USA is a prepaid debit card that gives recipients in the United States the freedom to spend their reward almost anywhere Mastercard is accepted. The card is digital, delivered by email, and can be used for online purchases, subscriptions, or added to digital wallets where supported. For a business sending rewards or payouts at scale, this card removes the guesswork: recipients decide how to use the funds, whether on everyday expenses or a larger purchase.
Cards are available in any amount between $5 and $1,000 in USD, so you can tailor each payout to the recipient. The card is issued by Sutton Bank, member FDIC, pursuant to license by Mastercard International. The face value you choose is the amount the recipient receives; there are no separate reload fees on the card itself. The card is valid for 12 months from the date of issuance.
Recipients receive the card details by email and can use the card immediately for online or over-the-phone purchases where Mastercard is accepted. The card is a debit product, so spending is limited to the available balance. It is not reloadable. To use in a physical store, the recipient would need to add the card to a digital wallet such as Apple Pay or Google Pay, if supported by the wallet and merchant. Before sending, make sure your recipients have a valid email address, as the card is delivered digitally.
GIFQ lets you send Virtual Mastercard - 12 Month Expiration USA in bulk through the dashboard or one at a time through the API. This works well for paying out earnings to US-based contractors, rewarding a distributed team, or thanking customers and research participants. Because the card is virtual and delivered by email, there is no shipping delay, and you can send cards to hundreds or thousands of recipients in a single batch.
This card is for recipients in the United States. It is denominated in USD and is only redeemable with merchants that accept Mastercard and process transactions in USD. If you need rewards for other countries, look for the Virtual Mastercard product for that market. For a US-only recipient base, this card is a broadly accepted and straightforward choice.
From product selection to delivery
For a direct order, your business chooses this product, its value and the quantity. Review the card details alongside the recipient’s needs before including it in a bulk order or an integration.
Check the market and value
The card details show the values and currency for this product. Use those to choose an amount that fits your budget and the recipient’s market. For a different country, explore the brand’s other market listings.
Prepare the recipient’s instructions
Use the brand’s instructions to prepare a clear handover to the recipient, including any account or redemption-channel requirements. Ask our team about expiry if it is not listed, then include that information with the reward.
Choose direct ordering or recipient choice
If you need this particular card, order the selected product and value through the dashboard or API. If you want the person to choose the brand, confirm the options available for that payout before presenting the selection.
Start with a small order
Test the flow with a small order and keep its reference. Check the status before repeating a request that appears delayed. In an integration, connect the GIFQ order to your own record so your team can follow up on delivery questions.
Frequently asked questions
Where can the Virtual Mastercard USA be used?
The card can be used anywhere Mastercard is accepted as a payment network, which includes most online merchants and services in the US. In-person use requires adding the card to a digital wallet like Apple Pay or Google Pay where the merchant accepts contactless payments.
What amounts can I send?
You can send any amount from $5 to $1,000 in USD. GIFQ allows custom amounts within that range, so you can match each recipient's payout exactly.
How long is the card valid?
The card expires 12 months after it is issued. Recipients should spend the full balance before the expiration date, as the card is not reloadable and unused funds are generally forfeited.
How does a recipient receive and use the card?
The recipient receives the card details by email from GIFQ. They can use the card number, expiry date, and CVV for online purchases. For in-store purchases, they need to add the card to a supported digital wallet. The card is not reloadable and spending is limited to the available balance.
Can I send these cards in bulk through GIFQ?
Yes. GIFQ supports bulk sending through the dashboard or API. You can upload a list of recipients and amounts, and the cards are delivered by email. This suits paying out earnings to US contractors, rewarding teams, or compensating research participants.
Does this card work for recipients outside the United States?
This card is for recipients in the United States and is denominated in USD. It may not work reliably for recipients in other countries, because the card is restricted to use with merchants that accept Mastercard and process in USD. For other countries, use the Virtual Mastercard product for that market.
Send Virtual Mastercard - 12 Month Expiration USA at scale
Order gift cards in bulk from the dashboard or connect through the API. Talk to us about pricing and the markets your program needs.