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Talk to the GIFQ team →OVO Cash operates exclusively in Indonesia and is denominated in Indonesian Rupiah (IDR). It is not redeemable outside Indonesia or convertible to foreign currencies.
OVO Cash credits are typically issued in fixed IDR denominations, commonly ranging from Rp10,000 to Rp500,000 per credit. GIFQ can advise on available tiers and minimum order quantities for your campaign volume.
OVO Cash balances in the recipient's wallet are subject to OVO's standard expiry policy, which may apply if the account remains inactive for an extended period. Recipients should be encouraged to activate and use credits promptly after receiving them.
No bank account is required to receive OVO Cash — only an active OVO app account linked to an Indonesian mobile number. This makes OVO Cash practical for rewarding contractors, field staff, or promotion participants who may not hold formal bank accounts.
OVO Cash has strong acceptance through the Grab and Tokopedia networks, which gives it a distinct advantage for recipients who regularly use those platforms. GoPay is more tightly integrated with the Gojek ecosystem, so the right choice depends on which platforms your recipient demographic uses most.
OVO Cash works well for employee incentives, sales performance bonuses, market research panelist payments, and consumer cashback promotions targeting Indonesian audiences. Its broad merchant network and app familiarity make it a low-friction option for large-scale digital reward distributions.
OVO is one of Indonesia's largest digital payment platforms, operating under PT Visionet Internasional and backed by major investors including Grab and Tokopedia. OVO Cash is the standard wallet balance within the OVO app, accepted at millions of merchant touchpoints across Indonesia — from Grab rides and GrabFood orders to offline retailers, supermarkets, pharmacies, and e-commerce checkouts on Tokopedia and Lazada. For B2B buyers, OVO Cash credits function as a practical, cashless reward that reaches recipients directly on their smartphones without requiring a bank account, making them well-suited for Indonesia's large unbanked and underbanked population. Typical recipient profiles include field sales teams, gig economy contractors, survey and research panelists, retail promoters, and customer loyalty program members. Redemption is immediate — recipients spend OVO Cash at the point of sale or online without any conversion step. For HR and marketing teams running campaigns across Indonesian cities or rural regions, OVO Cash offers broad acceptance and a familiar user experience for a digitally active demographic. Minimum smartphone literacy and an active OVO account are the only prerequisites for recipients to start spending.
From Amazon to Zalando — find the right gift card brands for your rewards, incentives, and payout programs.
Whether you’re paying people out or giving them rewards worth staying for, GIFQ is the layer that handles it, under your brand and without the integration headache. Create an account and send a test payout in a few minutes, or talk it through with one of us directly.